RD Calculator 2025 – Recurring Deposit Maturity & Interest Calculator

Calculate your Recurring Deposit maturity amount and total interest with our free RD Calculator. Enter monthly deposit, interest rate, and tenure for instant results with a year-wise accumulation schedule.

Recurring Deposit (RD) Calculator

INR 100INR 1 Lakh
4%10%
6 months10 Years

Your RD Maturity Details

Maturity Amount
Total Deposited
Interest Earned

Year-Wise RD Growth

YearDeposited This YearInterest This YearCumulative Balance

Plan recurring deposit maturity

An RD calculator estimates the maturity value of fixed monthly deposits. It is helpful when you want disciplined monthly savings with a predictable maturity amount.

  • Enter the monthly deposit, interest rate, and tenure.
  • Use the result to plan short and medium-term goals.
  • Compare RD returns with FD, liquid funds, and other savings options.
  • Consider tax on interest and premature withdrawal rules.
Note: Recurring deposit returns are estimates based on the inputs provided.

Frequently Asked Questions

An RD calculator estimates maturity value for monthly recurring deposits.

RD interest is calculated on each monthly deposit for the period it stays invested.

RD suits monthly savings, while FD suits lump-sum deposits. The better option depends on cash flow.