NPS Calculator 2025 – National Pension System Corpus & Pension Estimator

Calculate your NPS corpus at retirement and estimated monthly pension. Enter monthly contribution, current age, expected returns, and annuity details to plan your retirement with the National Pension System.

NPS Retirement Calculator

INR 500INR 1 Lakh
18 Years59 Years
6% (G Fund)14% (E Fund)
4%9%
Minimum 40% must go toward annuity

NPS Retirement Summary (At Age 60)

Total NPS Corpus
Lump Sum (Tax-Free)
Monthly Pension
Investment Period
Total Contributed
Returns Generated

Project NPS retirement corpus

The NPS calculator estimates retirement corpus and possible pension using contribution amount, investment period, return assumption, annuity share, and annuity rate.

  • Enter monthly or yearly contribution and expected return.
  • Compare retirement age and contribution scenarios.
  • Review lump sum and annuity split for retirement planning.
  • Use conservative return assumptions because NPS returns are market-linked.
Note: NPS exit rules, tax treatment, and annuity requirements can change and should be verified.

Frequently Asked Questions

An NPS calculator estimates retirement corpus and pension from National Pension System contributions.

No. NPS returns depend on chosen asset allocation and market performance.

At exit, a portion of the NPS corpus generally has to be used to buy an annuity as per rules.