Income Tax Calculator FY 2025-26 – Old vs New Regime Comparison

Calculate your income tax liability for FY 2025-26 (AY 2026-27). Compare old vs new tax regime, apply deductions under 80C, HRA, and home loan interest. Includes cess, surcharge, and Section 87A rebate.

Income Tax Calculator – FY 2025-26

INR 0INR 50 Lakh
INR 0INR 1,50,000 (Max)
Use HRA Calculator to compute this
INR 0INR 2,00,000 (Max for self-occ.)
INR 0INR 50,000 (Max)
INR 0INR 1,00,000 (Senior Citizen)

Tax Comparison – Old vs New Regime

ParticularsOld RegimeNew Regime
Gross Income
Standard Deduction₹50,000₹75,000
80C DeductionsN/A
HRA ExemptionN/A
Home Loan Interest (24b)N/A
NPS 80CCD(1B)N/A
Medical Insurance 80DN/A
Taxable Income
Income Tax
Surcharge
Health & Education Cess (4%)
Total Tax Payable
Tax Savings (vs other regime)

Compare income tax under old and new regimes

The income tax calculator helps estimate tax liability using income, deductions, regime selection, rebate, surcharge, and cess assumptions. It is useful for salary planning and investment declaration decisions.

  • Enter gross income and eligible deductions accurately.
  • Compare old and new regime outcomes before making declarations.
  • Include HRA, 80C, 80D, home loan interest, and NPS where relevant.
  • Use the result as an estimate and confirm final filing numbers with official rules.
Note: Tax laws are time-sensitive, so keep this content updated from admin whenever slabs or deductions change.

Frequently Asked Questions

It estimates tax liability based on income, deductions, regime selection, surcharge, and cess assumptions.

Yes. The calculator helps compare tax under both regimes based on entered data.

No. It is an estimate. Confirm final tax treatment with official rules or a tax professional.