FD Calculator 2025 – Fixed Deposit Maturity & Interest Calculator

Calculate your Fixed Deposit maturity amount and total interest earned instantly. Enter principal, interest rate, tenure, and compounding frequency to get a complete year-wise FD growth breakdown.

Fixed Deposit (FD) Calculator

INR 1,000INR 1 Crore
2%12%
6 months10 Years

Your FD Maturity Details

Maturity Amount
Total Interest Earned
Effective Rate (p.a.)

Year-Wise FD Growth

YearOpening BalanceInterest EarnedClosing Balance

Calculate fixed deposit maturity

An FD calculator estimates the maturity amount and interest earned on a fixed deposit. It is useful for comparing tenure, interest rate, payout frequency, and senior citizen rate options.

  • Enter deposit amount, annual rate, and tenure.
  • Compare cumulative and interest payout options where applicable.
  • Remember that compounding frequency affects maturity value.
  • Check tax impact because FD interest is generally taxable as per slab.
Note: Bank FD rates can change, so confirm the latest rate before booking.

Frequently Asked Questions

An FD calculator estimates fixed deposit maturity value and interest earned.

Yes. More frequent compounding generally increases maturity value.

FD interest is taxable as per the depositor income tax slab. TDS rules may apply.